Author: Rana Afzaal
Publisher: Government Jobs Portal
Published Date: 16 October 2025
Introductuion
The Government of Pakistan has launched a revolutionary initiative called Sehat Card Pakistan 2025, aimed at providing free and quality healthcare to millions of citizens across the country. This program, officially known as the Sehat Sahulat Program, ensures that every eligible family in Pakistan can access medical treatment in both public and private hospitals without worrying about financial burdens.
What is Sehat Card Pakistan 2025?
Sehat Card Pakistan 2025 is a government-sponsored health insurance scheme that offers free medical treatment to citizens below a certain income threshold. It is managed by the State Life Insurance Corporation under the Ministry of National Health Services, Regulations, and Coordination.
Through this card, eligible individuals and families can avail themselves of hospitalization, surgeries, maternity care, emergency treatments, and chronic disease management free of cost in empaneled hospitals across Pakistan.
Objectives of the Sehat Sahulat Program
The main objectives of Sehat Card Pakistan 2025 are:
- To provide social health protection and financial relief to vulnerable communities.
- To reduce out-of-pocket medical expenses.
- To ensure equal access to healthcare across all provinces.
- To promote universal health coverage (UHC) as part of Pakistan’s social welfare vision.
Who is Eligible for Sehat Card in 2025?
Eligibility for the Sehat Card is determined using NADRA and Benazir Income Support Programme (BISP) data under the National Socio-Economic Registry (NSER).
Eligibility Criteria:
- Families listed in the NSER database below a certain poverty score.
- Citizens of Khyber Pakhtunkhwa (100% covered).
- Residents of Punjab, AJK, and Gilgit Baltistan (under phased coverage).
- Government employees in some provinces.
To check eligibility:
📱 Send your CNIC number to 8500 via SMS.
If eligible, you’ll receive a confirmation message with card collection details.
How to Apply for Sehat Card Pakistan 2025
Applying for Sehat Card Pakistan 2025 is simple and free.
Step-by-Step Process:
- Send your CNIC number to 8500 to verify eligibility.
- If eligible, visit your nearest Sehat Sahulat Center.
- Show your CNIC and collect your Sehat Card.
- Visit any empaneled hospital and show your CNIC or Sehat Card to get treatment.
Note: No fee or premium is required.
Coverage and Benefits of Sehat Card Pakistan 2025
The program covers a wide range of healthcare services:
1. Inpatient and Surgical Procedures
Major surgeries such as cardiac bypass, cancer treatment, dialysis, and orthopedic operations are covered.
2. Maternity Services
- Free normal delivery and C-section.
- Postnatal and neonatal care.
3. Emergency Treatments
- Free accident and trauma care.
- Immediate hospitalization in emergencies.
4. Chronic Disease Management
Diseases like diabetes, hepatitis, kidney failure, and cancer are covered.
5. Hospitalization
Includes room charges, medicines, and diagnostic tests.
Each family receives annual coverage worth PKR 1 million, with top-up coverage for critical diseases.
List of Hospitals Under Sehat Sahulat Program 2025
The Sehat Sahulat Program has empaneled both public and private hospitals across Pakistan.
Major Cities and Hospitals Include:
- Lahore: Shaukat Khanum, PKLI, Jinnah Hospital
- Karachi: Indus Hospital, Aga Khan (selected services), Civil Hospital
- Islamabad/Rawalpindi: PIMS, Holy Family Hospital
- Peshawar: KTH, LRH, Hayatabad Medical Complex
Patients can choose any registered hospital based on convenience.
How to Check Hospital List Online
You can check the updated list of hospitals at the official Sehat Sahulat Program website.
The platform allows you to search by city, province, or hospital name.
Helpline numbers are also available for hospital verification and coverage inquiries.
Provincial Implementation of Sehat Card 2025
Punjab
Managed by Punjab Health Initiative Management Company (PHIMC).
100% families to be covered by end of 2025.
Khyber Pakhtunkhwa
The first province with full universal coverage — every citizen with a CNIC is eligible.
Sindh & Balochistan
Implementation in progress with support from the federal government.
AJK & Gilgit Baltistan
Receiving coverage through federal Sehat Sahulat Program.
Impact of Sehat Card on Public Health
The program has led to:
- Increased hospital admissions.
- Improved maternal and child health indicators.
- Reduction in out-of-pocket expenses.
- Enhanced trust in government health systems.
It has also encouraged preventive healthcare and timely medical assistance for the poor.
Limitations and Challenges
Despite its success, the program faces a few issues:
- Shortage of qualified hospitals in remote areas.
- Delayed reimbursements to private hospitals.
- Lack of awareness among citizens.
The government is addressing these through:
- Expansion of hospital networks.
- Digital monitoring systems.
- Increased annual health budget.
Future of Sehat Card Pakistan 2025–26
The government plans to make Sehat Card a universal health coverage system by 2026.
Upcoming Features Include:
- Telemedicine and online consultations.
- AI-based claim verification.
- Integration with NADRA and hospital systems.
- E-health mobile application for transparency.
Sehat Card Helpline & Assistance
Beneficiaries can contact the Sehat Sahulat Program through:
📞 Helpline: Available 24/7 for complaints and guidance.
🏢 District Offices: Visit Sehat Sahulat counters in local hospitals.
The helpline team helps with:
- Admission issues
- Card verification
- Hospital complaints
How to Use Sehat Card at Hospital
- Visit an empaneled hospital.
- Present your CNIC or Sehat Card.
- Verification is done digitally at the Sehat Sahulat counter.
- Treatment begins free of cost under your coverage limit.
The process is cashless, fast, and transparent.
Why Sehat Card is a Game-Changer for Pakistan
The Sehat Card has transformed Pakistan’s healthcare system by giving financial protection to millions. It has reduced poverty caused by medical expenses and improved hospital infrastructure nationwide.
The program symbolizes Pakistan’s move toward a welfare state, ensuring that healthcare becomes a right, not a privilege.
Conclusion
Every eligible citizen should check their status, collect the card, and secure their family’s health. The Sehat Sahulat Program is not just a card — it’s a promise of protection, dignity, and equal access to healthcare for all Pakistanis.
Sehat Card Pakistan 2025 is a landmark social welfare initiative that provides free healthcare to millions of citizens. With increasing coverage, digital transparency, and future expansion plans, this program is a cornerstone of Pakistan’s journey toward universal healthcare.